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A Five-Minute Overview of the Mortgage Approval Process

By |2019-11-11T13:45:04-05:00November 11th, 2019|Mortgage Information|

  Does your head start spinning when you start thinking about the mortgage approval process? Stop worrying! Leave it to Diane Bertolin– a mortgage agent in Hamilton with your best interest in mind – fill you in on what to expect during the mortgage approval process. Below is a quick overview of the process. Pre-approval Whether you choose a mortgage agent in Hamilton, ON or a bank, the mortgage approval process is still the same. Starting at the very beginning, you must be pre-approved before the process can continue. Getting a pre-approval letter is paramount, as [...]

Pros and Cons of Using a Mortgage Broker

By |2019-08-12T11:42:21-04:00August 12th, 2019|Mortgage Agent, Mortgage Information|

  You are likely familiar with mortgage brokers in Burlington, ON, but what do they actually do? Do you need a mortgage broker to successfully purchase a new home or can you opt to go with your local bank instead? It can be a confusing time – especially if this is your first home. It doesn’t have to be, though. Our staffs want you to know that whatever route you decide you deserve to have the advantages and disadvantages of choosing a mortgage broker in Burlington, ON clearly laid out for you. Below are a few [...]


By |2019-08-12T11:14:45-04:00August 12th, 2019|Credit, Mortgage Information|

Perplexed… What moves anyone to read anything? I’m told no one reads anymore, but I don’t believe that at all. And I understand how people can assume that, and that is what I am told when my business blog and newsletter barely make an impact. Now, I don’t write this content. I pay others to do it, but I’m not sure that is the right move for me. So can you help me out? Let me explain first! I agree the topic of mortgages is not a topic that people are just itching to get their [...]

Should I Rent or Buy?

By |2019-07-10T14:41:51-04:00July 10th, 2019|Mortgage Information|

  It’s a question every potential homebuyer must ask themselves before taking the plunge to homeownership. When looking for a mortgage in Windsor, many would-be homebuyers make the mistake of assuming that if they can afford their rent they can afford to pay a mortgage. This isn’t the case. Expect to spend more on home ownership than rent: condo fees (if applicable), property taxes,  insurance, maintenance and repairs; all factor into the equation.  Below are a few things to consider as you decide whether you should continue renting or if it’s finally feasible to settle down and [...]

Common Mortgage Terms

By |2019-07-10T14:26:23-04:00July 10th, 2019|Mortgage Information|

  When shopping for a mortgage in Windsor just the terminology alone can make your head spin. It’s enough to make you throw your hands up in the air and shout, “forget it, I’m renting forever.” Diane Bertolin and staff understand the frustration. Most homeowners are flustered by the dictionary of mortgage terms when they search for their first home too so there’s no need to stress. Start by learning a few of the most important common mortgage terms to learn what they mean and how they apply to you as you begin the search for [...]

Popular Mortgages and Home Loans Explained

By |2019-06-05T10:33:31-04:00June 5th, 2019|Mortgage Information, Uncategorized|

With so many mortgage and home loan types available, it can be difficult to know which plans to pursue. This is why choosing a trusted broker for your mortgage in Burlington, ON is so vital to choosing the right loan for you. Diane Bertolin and her team of experts specialize in finding the perfect fit for everyone that walks through the door. They will do the same for you, too. If you’re ready to choose a loan that fits like a glove and helps you to get to that ‘next level’ in life make the call [...]

Advantages of Working With a Mortgage Broker

By |2019-06-05T10:26:39-04:00June 5th, 2019|Mortgage Broker, Mortgage Information|

When it’s time to secure a mortgage in Burlington, you have plenty of choices. You could go with the old standby of visiting your local bank and speaking with a loan officer. Assuming the staff knows you, there’s a good chance they will give you a great deal on a home mortgage, right? Not necessarily. To get the best deal possible, a mortgage broker is the only option. Offers from multiple lenders, not just one Though your bank may give you ‘their best deal’ on a home mortgage in Burlington, that isn’t where your search for [...]

Questions to Ask Your Mortgage Broker in Windsor

By |2019-05-31T16:13:54-04:00May 14th, 2019|Mortgage Information|

After deciding to choose a mortgage broker in Windsor, you naturally will want to ask them plenty of questions to not only understand the process of securing a mortgage and ultimately buying a home, but to ensure that you are choosing the right mortgage broker for the job and they are able to provide you with the best mortgage deals for you. While the following list is not exhaustive nor is it limited to, these are the questions you need to ask at your first meeting with your potential mortgage broker. “Is pre-approval an option at [...]

Mortgage Brokers vs. Banks – A Comparison

By |2019-05-14T10:31:12-04:00May 14th, 2019|Mortgage Information|

As you embark on the home-buying process for the first time, the road can seem daunting. The best place to start is like anything else: at the very beginning. Starting at the beginning means deciding if you should choose a mortgage broker in Windsor or opt for your local bank to fund your mortgage. Although both options have their advantages and disadvantages, it’s important to carefully consider which financing solution is right for you. You already have a relationship with your bank Most of us at least have some sort of history with our bank; those [...]

How To Apply For A Reverse Mortgage

By |2018-12-17T15:54:47-05:00December 4th, 2018|Mortgage Information|

Is a reverse mortgage right for you? Most people know that such a mortgage allows them to get cash from their home, but beyond that it’s a mystery. What’s the purpose of a reverse mortgage? More importantly, how do you apply for one if you know that your family could benefit from it? Our mortgage broker team is here to help. Below are the most important factors to consider when applying for a reverse mortgage, and what you must take into consideration as you decide whether it’s right for you. Why would you need a [...]




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