CUSTOM COMMERCIAL SOLUTIONS
BUILDING YOUR BUSINESS. TOGETHER
COMMERCIAL MORTGAGES
STRUCTURED TRANSACTIONS
TRUSTED PERFORMANCE
CUSTOM COMMERCIAL SOLUTIONS
BUILDING YOUR BUSINESS. TOGETHER
COMMERCIAL MORTGAGES
STRUCTURED TRANSACTIONS
TRUSTED PERFORMANCE

GEMREAL Capital Corporation FSRA # 13189 (“GEMREAL”) is a boutique investment banking and mortgage brokerage firm focused on commercial real estate capital.
The firm was founded on integrity, experience, outstanding leadership and trusted performance. We believe in developing and sustaining long term relationships with our clients and maintaining the highest level of service. To accomplish this we provide clients with senior-level attention, comprehensive knowledge, detailed preparation and analysis, and top level industry relationships.

Make your dream project a reality sooner than you think.
Diane will show you how.
A commercial real estate transaction is too important to risk financing mistakes. Secure your project and your investment by making the smart choice and contacting Toronto commercial mortgage broker Diane Bertolin. Her team maximises expertise while minimising hassle and will fight for you to obtain the financing to move your commercial real estate project to the next level.
If you are looking for land development financing, construction financing or a commercial mortgage in Toronto, then your first call should be to Diane Bertolin.
Fibromyalgia Disability
Many people diagnosed with fibromyalgia are denied disability benefits when they make their application. One of the reasons is because Social Security hasn't yet posted a disability 'listing' for this condition. However, the Social Security Authority (SSA) has published a ruling that guides administrative law judges and claim examiners on how to assess fibromyalgia.
National Disability Benefits is committed to assisting Americans with fibromyalgia receive their disability benefits. We have helped thousands of people reduce the physical, emotional, and financial hardships of living with fibromyalgia disability. And we'll do that for you too.
What Measures Are Used to Prove A Medically Determinable Impairment (MDI) for Fibromyalgia?
According to the Social Security ruling, fibromyalgia should be found to be a ''medically determinable impairment," for your disability benefits to be considered. The impairment should be proved by substantial evidence like medical "signs" of the disease, or laboratory tests.
For examiners to make a ruling that an individual has fibromyalgia, they should use the criteria set by the ACR (American College of Rheumatology). The patient should experience widespread pain, muscle soreness, “fibro fog,” fatigue, and dizziness. Also, the patient needs to have at least one of the following problems.
- At least six fibromyalgia symptoms such as irritable bowel syndrome (IBS), depression, anxiety, headache, memory problems, cognitive impairment, among others.
- Tender points in not less than 11 of the 18 body’s tender points with tender points occurring both above and below your waistline, and on both sides of the body.
In addition, the claim examiner reviewing your claim will check your medical history, to determine if there’s evidence meeting the above criteria. The examiner focuses on your physician’s notes, especially if the complaints are related to pain, cognitive difficulties, and feelings of exhaustion.
Moreover, to determine the credibility of the complaints you’re making, the claims examiner may require that your doctor provides information regarding the extent and overall duration of your impairments.
What Will Happen If Your Fibromyalgia Condition Is Discovered to be an MDI?
Even after the SSA determines that your fibromyalgia is a medically determinable impairment, your Social Security evaluation won’t be over.
The SSA will develop the residual functional capacity (RFC) assessment, which is used to determine if there’s any work you’re capable of doing, including work you have done in the past. Basically, the RFC assessment evaluates your ability to do different exertional work levels.
Ways Disability Benefits Can Help Fibromyalgia Patients
If your family depends on you, these benefits will prevent them from undergoing suffering due to loss of income caused by your unproductivity. The benefits can be used to provide for your family’s basic needs as you continue coping with the disease.
Furthermore, since managing the symptoms of fibromyalgia can be expensive, the benefits can cover part of your therapy costs.
Your Trusted Disability Benefits Partner
Has fibromyalgia affected your productivity? At National Disability Benefits, we will help you apply for fibromyalgia disability benefits. Many people have received the compensation they deserve by working with us.
Are you curious to know if you qualify for Social Security Disability benefits? If eligible, you could get up to $2,788 a month and get the financial compensation you need.
Take this FREE one minute online survey to see how much you may qualify to receive.
What Does it Take to Apply for Fibromyalgia Disability?

Application Tips for Fibromyalgia Disability Benefits

We welcome your comments!

Toronto Office:
161 Bay Street,
Toronto, Ontario
M5J 2T6, Canada
by appointment only
© Copyright 2021 Diane Bertolin, Mortgage Agent in Association With GemREAL Capital Corp. | Agent Licence: #M16001999 |Broker Licence: #13189
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© Copyright 2021 Diane Bertolin, Mortgage Agent in Association With GemREAL Capital Corp. | Agent Licence: #M16001999 |Broker Licence: #13189
Website by Web Geeks | Sitemap | Terms and Conditions | Privacy |