CUSTOM COMMERCIAL SOLUTIONS

BUILDING YOUR BUSINESS. TOGETHER

COMMERCIAL MORTGAGES

STRUCTURED TRANSACTIONS

TRUSTED PERFORMANCE

CUSTOM COMMERCIAL SOLUTIONS

BUILDING YOUR BUSINESS. TOGETHER

COMMERCIAL MORTGAGES

STRUCTURED TRANSACTIONS

TRUSTED PERFORMANCE

TOUGH CREDIT CAN BE OVERCOME WITH THE RIGHT HELP

– ???? Years of lending experience
– Recipient of the …
– Ranked the No. 1 mortgage company
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GEMREAL Capital Corporation FSRA # 13189 (“GEMREAL”) is a boutique investment banking and mortgage brokerage firm focused on commercial real estate capital.

The firm was founded on integrity, experience, outstanding leadership and trusted performance. We believe in developing and sustaining long term relationships with our clients and maintaining the highest level of service. To accomplish this we provide clients with senior-level attention, comprehensive knowledge, detailed preparation and analysis, and top level industry relationships.

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Make your dream project a reality sooner than you think.
Diane will show you how.

A commercial real estate transaction is too important to risk financing mistakes. Secure your project and your investment by making the smart choice and contacting Toronto commercial mortgage broker Diane Bertolin. Her team maximises expertise while minimising hassle and will fight for you to obtain the financing to move your commercial real estate project to the next level.

If you are looking for land development financing, construction financing or a commercial mortgage in Toronto, then your first call should be to Diane Bertolin.

Reverse Mortgages Clarington

Reverse Mortgages Clarington

Some retirees are making good use of their home equity by looking into reverse mortgages in Clarington. This is a nice option whether you plan to use it for investments or back up cash flow. However, some people also like to use a reverse mortgage to become smarter about supporting their finances throughout retirement. A reverse mortgage can offer you financial freedom while you enjoy your golden years if done correctly.

Why Seek Clarington Reverse Mortgages?

There are many reasons why someone may want to look into a reverse mortgage, and the benefits are plentiful. For example, medical and healthcare expenses can be high at times. You may also have a long list of home improvements or repairs that you wish to make. The money that you get from going into a smart reverse mortgage can be used for these things and more.

Financial Flexibility

When you add in another source of income/cash flow or have emergency funds at the ready, your overall financial portfolio will be brighter and more stable. Reverse mortgages in Clarington are excellent for boosting cash flow, giving you emergency funds, or both.

Wait on Tapping into Social Security

Many people find that the money left in their social security account is not quite what they expected. You will have enough cash flow to wait before tapping into your social security benefits when you get into a reverse mortgage. You end up getting more money each month the longer that you wait – so delaying the start date by opting for a reverse mortgage is often an attractive option.

Commonly Asked Questions

Q: What is the catch with reverse mortgage?
A: As with any loan, the catch ends up being the terms and rate you agree to. Because of this, you need to be careful and do your research to ensure you are getting the best rate to have an option that suits your unique needs.

Q: Who is not eligible for a reverse mortgage?
A: Someone may not be eligible to get a reverse mortgage if they are not at the minimum age requirement of 55. Other reasons may be that you do not own your primary residence or have enough equity in it.

Q: What is the maximum loan to value for a reverse mortgage?
A: It is important to know that the loan to value for a reverse mortgage is not used for a stand-alone factor to determine approval. In many cases, the LTV figure ends up being anywhere from 50 to 65%.

Q: Do Canadian banks offer reverse mortgages?
A: You can get a reverse mortgage in Canada if you qualify. Here at The Mortgage Group (TMG), we would love to talk with you about your needs, goals, and ability to get into a reverse mortgage to increase your financial portfolio.

When it comes to reverse mortgages in Clarington, our team at The Mortgage Group is extremely knowledgeable and ready to help. If this is something you are interested in, contact us by calling (289) 314-8786, and we can discuss any questions or concerns you have about the reverse mortgage process.

Reverse Mortgages Clarington

We welcome your comments!

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Toronto Office:

161 Bay Street,
Toronto, Ontario
M5J 2T6, Canada

289-337-8492

by appointment only

© Copyright 2021 Diane Bertolin, Mortgage Agent in Association With GemREAL Capital Corp. | Agent Licence: #M16001999 |Broker Licence: #13189
Website by Web GeeksSitemap | Terms and Conditions | Privacy |

Diane Logo white Small

Toronto Office:

161 Bay Street,
Toronto, Ontario
M5J 2T6, Canada

289-337-8492

by appointment only

© Copyright 2021 Diane Bertolin, Mortgage Agent in Association With GemREAL Capital Corp. | Agent Licence: #M16001999 |Broker Licence: #13189
Website by Web GeeksSitemap | Terms and Conditions | Privacy |