5 Things Developers Need to Know Before Taking a Land Loan
By Diane, Commercial Mortgage Agent Getting financing for raw land isn't just about the down payment. It's about knowing the terrain — both literal and financial. Land loans are some of real estate's most misunderstood and under-prepared-for financing products. I've seen amazing projects stall, lose months (or money), all because someone assumed the process was simple. Here's what I wish every developer knew before picking up the phone: Zoning Isn't Just a Checkbox — It's the Whole Playbook The first thing a lender looks at is the zoning. Not your vision. Not your rendering. [...]