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My Short Term Consulting Package

Is Your Deal Stuck? Let’s Unlock It. Creative deal structuring | Private lending insight | Rapid funding strategy 48-hour turnaround available You bring the deal. I bring the clarity. Whether you’re a developer, real estate agent, or broker—sometimes you just need a second set of experienced eyes. I specialize in getting stalled deals moving again. I offer short-term, high-impact consulting support for: - Land & Construction financing - Bridge and Mezzanine Financing - VTB restructuring - Private lending strategy - Deal triage & lender positioning Quick turnaround. Straight answers. No fluff. 🔹 One-hour Zoom or phone [...]

2025-06-02T13:49:10-04:00By |Commercial Mortgage|0 Comments
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5 Things Developers Need to Know Before Taking a Land Loan

By Diane, Commercial Mortgage Agent   Getting financing for raw land isn't just about the down payment. It's about knowing the terrain — both literal and financial. Land loans are some of real estate's most misunderstood and under-prepared-for financing products. I've seen amazing projects stall, lose months (or money), all because someone assumed the process was simple. Here's what I wish every developer knew before picking up the phone:   Zoning Isn't Just a Checkbox — It's the Whole Playbook The first thing a lender looks at is the zoning. Not your vision. Not your rendering. [...]

2025-05-09T10:16:30-04:00By |Commercial Mortgage|0 Comments
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The Six Benefits of Commercial Lending For Real Estate Investors.

Benefits of Commercial Lending for Real Estate Investors To borrow or not to borrow on your next commercial deal that is the question. There is a great deal to consider when purchasing a commercial real estate product, such as asset class, cash flow, building condition, tenant quality, vacancies, and commercial financing, to name a few. Today, I want to look at funding for the investor. Here are some of the benefits of a commercial loan. Flexible Loan Terms Explanation: Commercial lenders often offer flexible terms that can be tailored to the borrower's needs. These include options [...]

2024-07-22T17:25:18-04:00By |Commercial Mortgage, Mortgage Agent|0 Comments
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10 Tips for Downsizing Your Home

  In the 2017 science fiction comedy "Downsizing," a financially struggling married couple, played by Matt Damon and Kristen Wiig, signs up for a process called "downsizing," where they are shrunk down to around 5 inches (13 cm), drastically reducing their cost of living by needing much less space. When Damon’s character wakes up from the process, he discovers that his wife backed out at the last minute over fears of being permanently miniature. Downsizing in the real world has nothing to do with shrinking yourself, but it is still a significant and life-altering decision that [...]

2024-07-09T13:25:27-04:00By |Moving|0 Comments
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The Impact of High Interest Rates on the Housing Market

In a time when everything seems divisive, from politics to entertainment, the one thing that everyone agrees on is that life has become extremely expensive. The rise in inflation has caused us to see a rise in prices from groceries to housing. The financial challenges extend to the housing market, where many who make a good living and have been approved for a mortgage will label themselves as ‘house poor,’; many millennials or young adults continue to rent due to being priced out of the housing market. The Bank of Canada has not raised rates in [...]

2024-04-26T19:25:34-04:00By |Commercial Mortgage|0 Comments
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Tips on Business Financing

  When it’s time to grow your business you need options: in other words, you need a mortgage broker in Hamilton, ON. Your competition isn’t going to wait just because you need extra funding; when you need funding, you need it now. Speak with a professional like Diane Bertolin to learn how obtaining financing for your small business can not only help you to scale responsibly and sensibly but the best practices you need to know to get you there. Plan ahead to borrow when the time is just right You may think the time is, [...]

2021-01-19T11:24:35-05:00By |Commercial Mortgage|0 Comments
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Top Six Things To Have In Your Commercial Mortgage Package

When it’s time to secure a commercial mortgage for that property you’ve been eyeing, you want to go into the process on the right foot. Ensuring that your commercial mortgage package features the necessities is of the upmost importance. It very well could mean the difference between securing a commercial mortgage and being left out in the cold; it will also provide you with leverage to refinance if you’re aiming for a lower interest rate. Keep these six things in mind when putting together an effective commercial mortgage package. Net worth statement A net worth [...]

2019-02-11T15:27:21-05:00By |Commercial Property|0 Comments
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With Chaotic Volatility, Should I Be Worried About My Commercial Property?

Do you own your own business and constantly worry about the state of our economy as it stands today? What about in a few years from now? While it seems like there are headlines affecting the performance of markets every single day, the truth is that now isn’t the time to worry. True, markets feel much more volatile lately but this is aligned with long-term, traditional norms (more on that in a moment). Let’s take a closer, quick look at what’s happening, what that means for you, and how you should be reacting. In the [...]

2019-01-02T14:33:03-05:00By |Commercial Property|0 Comments
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Repositioning Your Commercial Space

The next time you find yourself feeling saddened about a commercial property that’s falling apart and has seen better days, consider doing something about it! Repositioning a commercial property is actually more feasible than you might think – and makes a lot of sense. So regardless of whether you have your eye on a commercial property that needs some serious TLC or you want to reposition your current commercial property for a quick sell or just to give yourself some working capital to fund future streams of income, get to know the concept behind repositioning [...]

2018-12-19T10:29:36-05:00By |Commercial Mortgage|0 Comments
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It’s a Commercial Sellers’ Market

Many commercial property owners are wondering when the time will be right to sell their commercial real estate. They have misgivings about the federal government's policy concerning interest rates. In most cases, it takes a professional commercial and industrial real estate professional to answer these questions. It is true that interest rates are currently rising, which signals to most property owners that there will be an increased risk on their parts. But when interest rates are rising, the result is that the cost of mortgage capital increases. However, according to Investopedia, mortgage rates make up only a portion of [...]

2018-07-12T14:20:10-04:00By |Commercial Mortgage|0 Comments
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