A Five-Minute Overview of the Mortgage Approval Process

  Does your head start spinning when you start thinking about the mortgage approval process? Stop worrying! Leave it to Diane Bertolin– a mortgage agent in Hamilton with your best interest in mind – fill you in on what to expect during the mortgage approval process. Below is a quick overview of the process. Pre-approval Whether you choose a mortgage agent in Hamilton, ON or a bank, the mortgage approval process is still the same. Starting at the very beginning, you must be pre-approved before the process can continue. Getting a pre-approval letter is paramount, as [...]

By |2019-11-11T13:45:04-05:00November 11th, 2019|Mortgage Information|0 Comments

Tips on Business Financing

  When it’s time to grow your business you need options: in other words, you need a mortgage broker in Hamilton, ON. Your competition isn’t going to wait just because you need extra funding; when you need funding, you need it now. Speak with a professional like Diane Bertolin to learn how obtaining financing for your small business can not only help you to scale responsibly and sensibly but the best practices you need to know to get you there. Plan ahead to borrow when the time is just right You may think the time is, [...]

By |2019-11-11T13:31:32-05:00November 11th, 2019|Commercial Mortgage|0 Comments

Pros and Cons of Using a Mortgage Broker

  You are likely familiar with mortgage brokers in Burlington, ON, but what do they actually do? Do you need a mortgage broker to successfully purchase a new home or can you opt to go with your local bank instead? It can be a confusing time – especially if this is your first home. It doesn’t have to be, though. Our staffs want you to know that whatever route you decide you deserve to have the advantages and disadvantages of choosing a mortgage broker in Burlington, ON clearly laid out for you. Below are a few [...]

By |2019-08-12T11:42:21-05:00August 12th, 2019|Mortgage Agent, Mortgage Information|0 Comments

What Does a Mortgage Broker in Burlington Do? Why Do I Need One?

? Is it time to purchase a home loan? Whether this is your first foray into homeownership or you’ve been around the proverbial block before it’s important to know your options. For the uninitiated, walking into the bank you have done business with for so many years maybe your first option. Not so fast! While you may trust your local bank and its employees you need to weigh your options. This includes speaking with a mortgage broker: your ally in the home buying process! What a mortgage broker is A mortgage broker is a licensed professional [...]

By |2019-08-12T11:35:51-05:00August 12th, 2019|Mortgage Agent|0 Comments

Perplexed

Perplexed… What moves anyone to read anything? I’m told no one reads anymore, but I don’t believe that at all. And I understand how people can assume that, and that is what I am told when my business blog and newsletter barely make an impact. Now, I don’t write this content. I pay others to do it, but I’m not sure that is the right move for me. So can you help me out? Let me explain first! I agree the topic of mortgages is not a topic that people are just itching to get their [...]

By |2019-08-12T11:14:45-05:00August 12th, 2019|Credit, Mortgage Information|0 Comments

Should I Rent or Buy?

  It’s a question every potential homebuyer must ask themselves before taking the plunge to homeownership. When looking for a mortgage in Windsor, many would-be homebuyers make the mistake of assuming that if they can afford their rent they can afford to pay a mortgage. This isn’t the case. Expect to spend more on home ownership than rent: condo fees (if applicable), property taxes,  insurance, maintenance and repairs; all factor into the equation.  Below are a few things to consider as you decide whether you should continue renting or if it’s finally feasible to settle down and [...]

By |2019-07-10T14:41:51-05:00July 10th, 2019|Mortgage Information|0 Comments

Common Mortgage Terms

  When shopping for a mortgage in Windsor just the terminology alone can make your head spin. It’s enough to make you throw your hands up in the air and shout, “forget it, I’m renting forever.” Diane Bertolin and staff understand the frustration. Most homeowners are flustered by the dictionary of mortgage terms when they search for their first home too so there’s no need to stress. Start by learning a few of the most important common mortgage terms to learn what they mean and how they apply to you as you begin the search for [...]

By |2019-07-10T14:26:23-05:00July 10th, 2019|Mortgage Information|0 Comments

Popular Mortgages and Home Loans Explained

With so many mortgage and home loan types available, it can be difficult to know which plans to pursue. This is why choosing a trusted broker for your mortgage in Burlington, ON is so vital to choosing the right loan for you. Diane Bertolin and her team of experts specialize in finding the perfect fit for everyone that walks through the door. They will do the same for you, too. If you’re ready to choose a loan that fits like a glove and helps you to get to that ‘next level’ in life make the call [...]

By |2019-06-05T10:33:31-05:00June 5th, 2019|Mortgage Information, Uncategorized|0 Comments

Advantages of Working With a Mortgage Broker

When it’s time to secure a mortgage in Burlington, you have plenty of choices. You could go with the old standby of visiting your local bank and speaking with a loan officer. Assuming the staff knows you, there’s a good chance they will give you a great deal on a home mortgage, right? Not necessarily. To get the best deal possible, a mortgage broker is the only option. Offers from multiple lenders, not just one Though your bank may give you ‘their best deal’ on a home mortgage in Burlington, that isn’t where your search for [...]

By |2019-06-05T10:26:39-05:00June 5th, 2019|Mortgage Broker, Mortgage Information|0 Comments

Questions to Ask Your Mortgage Broker in Windsor

After deciding to choose a mortgage broker in Windsor, you naturally will want to ask them plenty of questions to not only understand the process of securing a mortgage and ultimately buying a home, but to ensure that you are choosing the right mortgage broker for the job and they are able to provide you with the best mortgage deals for you. While the following list is not exhaustive nor is it limited to, these are the questions you need to ask at your first meeting with your potential mortgage broker. “Is pre-approval an option at [...]

By |2019-05-31T16:13:54-05:00May 14th, 2019|Mortgage Information|0 Comments

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